Master broker Smart Money has appointed Hannah Joyce as an underwriter in its regulated second charge team.

Joyce developed her underwriting skills at Weaver Finance and Loan Options before joining V Loans in 2009 as an underwriter.

Smart Money has seen record levels of new business October and November and the company recently received its full FCA permissions.

Paul Crewe, managing director at Smart Money, said: “Our plans for 2016 are already in place and it is vital to ensure that the calibre of the support we give our introducers is second to none. Therefore, I am particularly delighted to welcome Hannah to the Smart Money family.

“Her experience of the second charge market will be invaluable to us and further emphasise our commitment to providing the best service to our intermediary partners.”

Joyce added: “Smart Money is a well established and ambitious player in the market and I am looking forward to helping introducers and their clients benefit from the best the second charge market can offer both in terms of finding the right solution and delivering the service in a timely and professional manner.”