The Skipton Building Society is introducing a revamped residential and buy-to-let mortgage range with various rate reductions across the residential products.

The range also includes a new two-year 95% LTV product at 3.95% with no fee and sees a reduction in Skipton’s 5-year 95% LTV product from 4.17% to 4.09%, also with no fee.

The 95% LTV products are now available for both first time buyers and home movers, including shared ownership.

New residential deals include the following:

• 2 Year fixed, 60% LTV, £995 fee, 1.13%
• 2 Year fixed, 85% LTV, £995 fee, 2.49%
• 5 Year fixed, 60% LTV, £0 fee, 1.57%
• 5 Year fixed, 60% LTV, £995 fee, 1.37%
• 5 Year fixed, 85% LTV, £995 fee, 2.77%
• 5 Year fixed, 90% LTV, £0 fee, 3.55%

Alex Beavis (pictured), the Skipton’s head of mortgages, said: “We’re delighted to offer rate reductions across our refreshed residential purchase mortgage range. Skipton has been helping people to secure their own homes since 1853 and continues to bring a variety of mortgage options for customers to suit their needs.

“We’re also pleased to offer our 95% LTV mortgages to both first time buyers and those wanting to move home.

“We’re currently averaging just over 10 days from application to offer, based on an average rolling 30-day figure.  However, we expect this new range to be very popular and therefore encourage fully packaged purchase applications to be submitted as soon as possible to help us continue to offer this exceptional level of service.”

The new range is available through the Society’s Skipton Direct customer service team, branches and all intermediaries.