The Skipton Building Society is making selected rate reductions across its residential and buy-to-let fixed mortgage ranges by up to 0.50 percentage points.

The changes, which come into effect on 19 July, include a new residential two-year fix 90% LTV product with £0 fee and a new residential two-year fix 95% LTV product with £495 fee.

Highlights include:

• For purchase and remortgage: new fee free two-year fix at 3.25% to 90% LTV.
• Purchase Only: fee free two-year fix at 3.72% to 95% LTV with £500 cashback (previous rate 3.83%) and new two-year fix at 3.45% to 95% LTV with a £495 fee.
• Remortgage only: two-year fix at 1.02% to 60% LTV with £995 fee (previous rate 1.09%).
• Buy to let purchase and remortgage: two-year fix at 1.52% to 60% LTV with £995 fee (previous rate 1.61%).

Skipton’s core range of products are also available to new build applications up to 90% LTV.

Charlotte Harrison (pictured), the Skipton’s head of mortgage products, said: “We’re delighted to be able to offer lower rates on a number of residential and buy-to-let mortgages across our range to not only support those customers looking to fulfil their home-buying aspirations but also those looking to remortgage and benefit from a new competitive deal.”