Saffron Building Society has formed a new packager relationship with Brilliant Solutions.

The distributor will increase Saffron’s access to brokers who are looking for specialist mortgage solutions for clients with ever more complex needs.

This collaboration will give Brilliant Solutions members access to Saffron for Intermediaries’ products, including:

• Self & custom build range with ERC free products available for land & build, knock down & rebuild, renovation and conversion projects.
• Self-employed products accepting applicants who require up to 90% LTV with one year’s trading or need to use most recent years income rather than taking an average.
• First-time buyer and first-time landlords accepted across all buy-to-let products including in expat, personal name and limited company ownership.
• Lower ICRs of 125% at product pay-rate used for all pound for pound’ buy-to-let remortgages irrespective of their personal tax positions.
• Expat buy-to-lets with a long list of accepted countries able to be considered for first time buyer & landlords including Consumer Buy-to-let scenarios.
• Larger loan applications are accepted on standard product terms up to £1m at 90% LTV and £5m at 80% LTV (£4m for self-build).

Tony Hall (pictured), head of business development at Saffron for Intermediaries, said: “We’re thrilled to be joining Brilliant Solution’s panel.

“They are renowned for their deep broker relationships and have a long and established reputation as a key player in the complex lending market – which fits well with our adaptable lending solutions proposition.”

Michael Craig, sales director for Brilliant Solutions, added: “We have worked with Saffron as a Mortgage Club for some time now, and it has become more and more apparent that with their niche look at lending and brilliant proposition the two businesses go hand in hand within our fees free packaging department.

“We are very much looking forward to working with Tony and his team with this new venture.”