Royal London has appointed Toby Bainbridge to the position of head of protection solutions.

He has been promoted from his current role as reinsurance manager.

He will be responsible for a number of functions including underwriting and claims philosophy, data analytics, and strategy and insight. He joined Royal London just over two years ago from Legal & General (L&G) where he ran the reinsurance programme for eight years. Prior to joining L&G, he had a number of roles at Munich Re, concluding his time there as a business development manager.

Meanwhile, Gary Golder has joined the intermediary protection team with a newly created role leading the protection proposition and change team. He has worked with Royal London in the past on a number of initiatives and will now lead the transition to a new model for designing and delivering change.

He has over 30 years’ experience in the insurance industry and has previously worked with the Royal London intermediary protection team based in Edinburgh.

Ewan Smith, proposition & strategy director (life and pensions) at Royal London, said: “These two new roles are part of a larger change of roles and responsibilities in the Royal London intermediary protection team.

“They are designed to streamline the way we deliver against our objectives and to give us a more agile team with greater flexibility, to bring change to the market quickly.”