Roma Finance launches AI-powered DeskVal to speed up lending decisions

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Roma Finance has unveiled DeskVal, an AI-powered valuation tool designed to deliver faster and more accurate property assessments for the specialist lending market.

The Manchester-based lender said the automated valuation model, which is backed by professional indemnity insurance, draws on advanced algorithms and live market data to produce credible residential property valuations across the UK.

DeskVal is already in use across Roma’s lending portfolio, particularly for bridging and short-term loans where swift decisions are critical. The company said the technology is helping it speed up underwriting while maintaining quality and consistency.

Michael Allison (pictured, right), commercial director at Roma Finance, said: “DeskVal is the next step in our commitment to innovation and service excellence. We know that speed is critical in the bridging and specialist finance space — but speed without confidence simply doesn’t work.

“With DeskVal, we are once again expanding our solutions toolkit and embracing technology to aide our decision making. It’s another way we’re streamlining the journey, removing friction, and delivering what our partners need in a fast-moving market.”

Developed by PropTech firm DeskVal, the system uses a proprietary AI model and street-level data to deliver valuations in moments. Co-founder and chief sales officer Sabina Thorpe (pictured, left) described the partnership as “a true gamechanger” for the property industry.

She added: “By integrating our cutting-edge AI instant valuation tool with Roma’s advanced tech ecosystem, we’re delivering a new standard of speed, precision, and cost efficiency to forward-thinking lenders like Roma Finance.

“This collaboration is helping to streamline workflows, simplify decision making, and amplify the accuracy of valuations across residential, HMO, multi-unit blocks and mixed-use properties.”

Roma said the launch complements a series of planned improvements to its products and processes in 2025, including dual representation, enhanced desktop valuation options and new borrower-focused legal partnerships.

The lender added that the move is part of its wider ambition to modernise lending, while preserving the flexibility and relationship-led approach it says is central to its business.

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