Regulation

Payday lender to refund £700k+ to customers

Following a review by the Financial Conduct Authority (FCA), payday lender Dollar has voluntarily...

More advisers turning to secured loans since MMR

Y3S Loans has reported a notable increase in interest for its products from mortgage...

Ads banned over representative APR failings

The Advertising Standards Authority has upheld two complaints against a loans provider. Bury St Edmunds...

Lenders “taking forever” since MMR

85% of brokers and IFAs recently surveyed believe it is more difficult to get...

FCA begins mortgage contract change consultation

The Financial Conduct Authority (FCA) is asking consumers and firms for their views on...

More a dull thud than a bounce

For a market which constantly appears to be striving for some sort of stability...

MMR: Good news for buy-to-let

Five years in the making, the Mortgage Market Review (MMR) has now come into...

Signs that mortgage market is cooling down

The Bank of England has reported that number of mortgages approved during May fell...

How’s the year been so far?

With the year nearly half over – if you don’t believe me check your...

Wonga to pay millions in compensation

Wonga is to pay compensation of over £2.6m to around 45,000 customers for unfair...

FCA mortgage manager to keynote ASTL conference

Lynda Blackwell, the Financial Conduct Authority's manager of its mortgages sector team is to...

How was it for you?

We are now over six weeks into the new MMR environment and my first...

MAB criticises Osborne’s Mansion House speech

Brian Murphy, head of lending at Mortgage Advice Bureau (MAB), has voiced his concern...

MMR triggers homebuying slowdown

House purchase lending has fallen to an 11-month low, as demand slows among home-movers,...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

HLPartnership adds Handelsbanken to lender panel

HLPartnership has added Handelsbanken to its lender panel as part of its ongoing strategy...

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

Affordability pressures deepen in Wales and North East as rental divergence widens

Regional divergence within the UK’s private rented sector has become more pronounced, with new...

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

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