Regulation

Small increase in annual house price growth

House prices recorded their 13th successive monthly increase in May, rising by 0.7%, according...

Loan ad banned following MoneySavingExpert complaint

The Advertising Standards Authority (ASA) has banned a leaflet from payday lender Speedy Cash. The...

FCA: conflicts of interest not being dealt with

The Financial Conduct Authority (FCA) has called on insurance intermediaries to better manage conflicts...

FSE: borrowers trying to ‘game’ buy-to-let market

A panel of industry players have warned the broker community to be aware of...

FSE: some lenders going too far post-MMR

The Financial Conduct Authority (FCA) has given its view of the mortgage market following...

Spicerhaart ads fall foul of regulator

Two advertising issues concerning SpicerHaart Estate Agents Ltd have investigated, both of which were...

Brokers disillusioned with remortgages post-MMR

Second charge distributor Smart Money has reported a growing number of mortgage brokers who...

FCA regulation sees drop in secured lending

April saw a month-on-month fall in secured lending, but it was still up by...

FCA takes action against payday lender

A payday lender has left the single instalment payday loan market, where loans that...

Home lending falls 17% over past quarter

House purchase lending fell for the third consecutive month in April, as lenders introduced...

The Darlington: nothing to fear from MMR

Darlington Building Society says it is keen to dispel some myths about the consequences...

Target pleased with MMR transition

Target Group says it had a smooth transition to the new Mortgage Market Review...

There is no froth in the market

How would you define ‘froth’? One of the definitions I’ve found refers to froth...

A period of stability will suit lenders

It took a while but April definitely saw the mainstream media finally cottoning on...

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COMMENT

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...