Regulation

Stability has created a narrower mortgage market

The Intermediary Mortgage Lenders Association (IMLA) has published new research which explores whether policymakers’...

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

IMLA: private housebuilding an urgent priority

Intermediary Mortgage Lenders Association (IMLA) members believe 'constant' ministerial reshuffles are negatively impacting government...

Sharp rise in Equifinance’s lending volumes

Specialist second charge mortgage lender, Equifinance, has reported a 65% increase in lending volume...

ABI welcomes delay in PRIIPs regulation

The European Commission has announced it will delay the application date of the Insurance-Based...

RBS sets aside £400m for SME redress

The Royal Bank of Scotland (RBS) is establishing a new complaints process, overseen by a retired...

Six banned over unauthorised collective investment scheme

Scott Crawley, Daniel Forsyth, Adam Hawkins, Ross Peters, Aaron Petrou and Dale Walker have...

Prudential offers full service access via British Sign Language

Prudential has become the first UK retirement product provider to introduce a web-based video...

FCA consults on ‘mission’

The Financial Conduct Authority (FCA) has launched a consultation on its Mission. The Mission is designed...

Bridging lender receives BTL authorisation

Kuflink Bridging has received notification from the Financial Conduct Authority (FCA) that it has...

Regulator bans fraud pair from any financial service activity

The Financial Conduct Authority (FCA) has banned two individuals from performing any function in...

New CeMAP diploma introduced

A new, higher-level CeMAP qualification is being launched by The London Institute of Banking &...

FCA to consult on arrears remediation guidance

The Financial Conduct Authority (FCA) is to consult on new guidance on the treatment of...

Amicus applies for banking licence

Amicus Finance plc has submitted a banking licence application to the Prudential Regulation Authority...

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COMMENT

Rachel Reeves rolls back mortgage rules: return to risk or reasonable reform?

Rachel Reeves is to roll back bureaucratic red tape introduced since the 2008 financial crash to allow people to borrow more for mortgages. Under the...

Gavin Opperman: Why teachers deserve a mortgage model of their own

As Chief Executive of Teachers Building Society, Gavin Opperman brings a distinctive global perspective and a deep personal mission to the helm of one...

Reeves’ reforms are a welcome boost but the housing market must modernise

Rachel Reeves’ announcement marks a clear shift in housing policy, with measures that could help thousands more first-time buyers onto the property ladder. Increasing lending...

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Latest news

Clydesdale Bank eases mortgage rules for foreign nationals

Clydesdale Bank has introduced a series of changes to their mortgage lending criteria, aimed...

The Coventry drops residential rates following stress test revision

Coventry for intermediaries has announced rate reductions across selected residential mortgage products, cutting rates...

Lenderhive launches to simplify access to green mortgages

A new digital mortgage brokerage, Lenderhive, has officially launched today, promising to simplify the...

Mortgage industry backing mental health charter with Thames trek

Professionals from across the mortgage and property finance industry will come together in September...