Regulation

PMS offers bespoke compliance service for members

PMS Mortgage Club has launched a compliance solution for directly authorised mortgage and protection...

FCA launches further consultation ahead of possible ‘no deal’ Brexit

The Financial Conduct Authority (FCA) has published a further consultation on its approach to...

Short-term loan ad banned for RAPR ambiguity

The Advertising Standards Authority (ASA) has banned a television advert from GAIN Credit (trading...

Treasury says finding solutions for mortgage prisoners “a top priority”

The Economic Secretary to the Treasury John Glen MP,  has written to the Treasury...

FCA proposes new PPI mailing requirements

The Financial Conduct Authority (FCA) has issued final guidance that clarifies its expectations about...

FSE Midlands: FSA final report not expected until Spring

The mortgage industry should not expect the FCA’s Mortgages Market Study Final Report and...

FSE Midlands: landlords needs adviser help over HMO licensing changes

Advisers have been urged to help those landlords who may be receiving letters from...

FCA launches general insurance market study

The Financial Conduct Authority (FCA) has outlined the issues it will focus on as...

AMI says proposed FOS compensation hike “inappropriate”

The Association of Mortgage Intermediaries (AMOI) has criticised the FCA's proposed increase of the...

AMI concerned by FCA’s FOS extension

The Association of Mortgage Intermediaries (AMI) says it is "deeply concerned" over the Financial...

AMI expresses concern over new FCA directory

The Association of Mortgage Intermediaries (AMI) has responded to the FCA consultation on a...

FCA fines Tesco Bank fined £16.4m for cyber security failures

The Financial Conduct Authority has fined Tesco Bank £16,400,000 for failing to exercise due...

Citizens Advice super-complaint includes mortgages and GI

Citizens Advice has submitted a super-complaint to the Competition and Markets Authority (CMA) calling...

Not smooth sailing for FCA comparison tool development

When the FCA’s Mortgages Market Study Interim Report came out, there were a number...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

The Cambridge invests £1m to tackle inequality and housing challenges

The Cambridge Building Society is investing £1 million into Greater Cambridge Impact, a social...

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

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