Quantum Mortgages cuts rates and expands larger loans criteria

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Quantum Mortgages has introduced a series of rate reductions and criteria enhancements across its core and larger loans ranges as it targets stronger demand from professional landlords.

The lender has reduced all five-year fixed rates in its core range by 10bps, while specialist products have been cut by 15 bps.

In a further change, two-year fixes are now priced in line with five-year options, creating a single, aligned structure intended to simplify product selection for brokers and their clients.

Alongside these core updates, Quantum Mortgages has overhauled its larger loans proposition. The maximum loan-to-value for single units, HMOs and multi-unit freehold blocks has been increased to 75% for loans up to £5 million.

The lender said the move reflects growing activity among portfolio landlords and investors seeking to leverage higher-value properties.

Rates across the larger loans range have also been reduced by 25 bps.

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