Platform has cut rates on all 90% LTV mortgages across two, three and five year fixed rate products by up to 0.15 percentage points for new and existing customers.

The intermediary mortgage brand of The Co-operative Bank now has deals including a two-year fixed rate mortgage at 90% LTV with an interest rate of 1.84% and a £999 fee, with £250 cashback and a free standard valuation for purchase and remortgage.

Platform is also reducing other selected mortgage products across its residential range by up to 0.15 percentage points, as well as reducing selected two-year fixed rate buy-to-let mortgages for both new and existing customers by up to 0.05 percentage points.

Paul Norcott, head of mortgages and insurance, said: “Platform is kicking off 2018 with competitive rates to help our broker partners find the best value deal for their clients whose New Year resolutions might include buying their first home, their first rental property or remortgaging their property to bring down their monthly repayments.

“We want to be the go-to provider for advisers this year and we plan to continue to offer consistently competitive rates for a range of circumstances throughout 2018.”