Specialist general insurance provider, Assurant Intermediary, has urged the Competition Commission to provide greater clarity in its final recommendation in July regarding the proposed point-of-sale prohibition for payment protection insurance.

Assurant Intermediary’s managing director, Nigel Payne , said: “The provisional report tells us nothing new other than the Commission seems to think that it is more appropriate for consumers to be able to buy PPI at the same time as buying goods from their home catalogue than it is for consumers taking out probably the biggest financial commitment of their lives – a mortgage. It beggars belief that it believes the proposed remedy package would produce adverse effects on someone buying some designer jeans or a flat screen TV from a catalogue but not on someone buying a home for their family.