Paradigm has launched the latest iteration of its Mortgage Market Insights videos.
These are a series of short interviews with senior lending personnel looking at how they view the market in the first quarter of the year, and what they expect to see through the rest of 2025.
Now in its third year, the three special edition Insight videos include interviews between Paradigm’s director of mortgages, Richard Howes and Rob Barnard, relationship director at Pepper Money, Richard Beardshaw, head of sales, mortgage intermediaries at HSBC, and Phil Riches, sales director at Keystone Property Finance.
Each interview covers the individual’s views on how the intermediary mortgage market might play out in Q1 of 2025 as well as discussing the full year in terms of the values and volumes the market might write, along with any potential headwinds.
Paradigm’s three Insight videos on 2025 can be viewed here. All of the Insight videos can be recorded as unstructured CPD learning for advisers.
“We certainly believe there are a number of positives to be grasped and Paradigm will be supporting advisers and our members as they seek to make the most of these opportunities”
Richard Howes, director of mortgages at Paradigm, said: “Over the last couple of years we’ve sought to the get the views of senior lending personnel in order to get a grasp on where they think the market might be, what might unfold during the first quarter, and also a longer-term perspective on the year as a whole.
“This time around we are pleased to get views from mainstream, specialist and buy-to-let players who have each been able to provide insight into their specific areas of expertise and indeed on how they as lenders are approaching the year ahead.
“2024 was a year of ups and downs, and starts and stops, with a perception that many borrowers were often forced to adopt a wait and see approach to their mortgage decisions.
“Whether 2025 plays out in a similar vein, remains to be seen, but we certainly believe there are a number of positives to be grasped and Paradigm will be supporting advisers and our members as they seek to make the most of these opportunities.
“These three Paradigm Insights videos should help shape a view on what is to come and where to place resource and investment. They are now available to view on our website, plus a range of other CPD content can also be accessed by registering with us for free.
“Throughout the year we’ll continue to add more to our CPD Academy to ensure adviser members are fully up to date and on top of the market.”
Rob Barnard, relationship director at Pepper Money, added: “It was great to sit down and be part of this look at 2025 with Paradigm; most brokers and lenders should be coming into 2025 with bigger pipelines than they came into 2024 with, and hopefully the new year will bring with it more consistency in the mortgage market.
“The specialist sector will undoubtedly continue to grow, and the solutions offered by lenders like Pepper Money present more brokers with the opportunity to solve more of their customers’ complex situations.”
