One Mortgage System has completed a full API integration with United Trust Bank, giving brokers direct access to its residential mortgage range without the need to rekey data.
The integration allows OMS users to submit first charge residential applications straight through the platform, streamlining the application process and reducing administration for intermediary firms.
It marks the latest in a series of lender integrations for OMS, as platforms continue to focus on improving broker efficiency and reducing friction in the application journey.
For brokers, the move provides direct access to UTB’s specialist residential proposition, which is designed for borrowers who fall outside standard high street criteria and require a more flexible underwriting approach.
TECH DEMAND
The partnership also reflects growing demand for technology that combines product access with decisioning support, particularly as brokers handle more complex cases across residential and specialist lending.
Buster Tolfree, managing director – mortgages, buy-to-let and bridging at UTB, said: “We are delighted to complete this integration with OMS, which gives their thousands of users the ability to submit residential mortgage applications directly to United Trust Bank.
“Leveraging the value of market leading technology is vitally important for the Bank and will help us reach more brokers and lend to more borrowers. We look forward to developing this partnership with OMS over the coming months and years.”
Neal Jannels (main picture, inset), managing director at OMS, added: “Brokers need more than just speed, they need confidence that specialist lenders can deliver fair outcomes for the growing number of borrowers who don’t fit the mainstream mould.
“By embedding UTB’s residential range directly into OMS, we’re not just cutting out duplication, we’re giving brokers certainty that their cases will be assessed on merit, not just a credit score. This kind of integration raises the bar for how technology and underwriting expertise should combine, and it’s another step in ensuring intermediaries can serve a broader spectrum of homebuyers with clarity and efficiency.”
