News

Asset-based lending underused by UK SMEs

A new survey by Time Finance has highlighted that asset-based lending (ABL) remains significantly...

UTB Mortgages launches portal for BTL product transfers

United Trust Bank Mortgages has introduced a new buy-to-let portal for brokers looking for...

Marsden updates expat criteria

Marsden Building Society has made a series of changes to its expat mortgage criteria,...

Arc & Co. arranges £59m hotel loan

Arc & Co. has arranged a £59m loan with Atlas Capital Partners for a...

Paragon Bank reduces switch and further advance rates

Paragon Bank has lowered rates on its switch and further advance products by up...

Rents continue to rise but rental growth slows

The average UK private rent increased by 8.7% in the 12 months to January...

Clients prioritise low interest rates in lifetime mortgage decisions

More than 80% of clients prioritise low interest rates when considering a lifetime mortgage,...

Atom Bank cuts near prime mortgage rates

Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...

Hinckley & Rugby unveils visa buy-to-let range

Hinckley & Rugby for Intermediaries has introduced a new Visa Buy-to-Let mortgage range, offering...

ModaMortgages now live on Iress

Iress has announced that ModaMortgages is now live on Xplan Mortgage and Trigold. This takes...

Knowledge Bank addresses cladding-related challenges

Knowledge Bank has introduced a new criteria category designed to help brokers navigate lender...

Zephyr cuts all two and five-year fixed rates

Zephyr Homeloans is cutting rates on its two and five-year mortgage products. The specialist buy-to-let...

Stamp duty changes to hit four in five homeowners from April

The cost of purchasing a home is set to rise for the majority of...

Landbay cuts rates and expands product transfer offering

Landbay has announced mortgage rate reductions of up to 40 basis points (bps) across...

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COMMENT

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year, a new iPhone or Android release quietly renders last year’s...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Latest news

Fear of rejection deters thousands from applying for a mortgage

More than a third of would-be homebuyers say the fear of being rejected is...

Foundation Home Loans expands buy-to-let criteria to include social housing lettings

Foundation Home Loans has widened its buy-to-let criteria to accept single household properties let...

Pepper Money appoints new BDM in second charge team

Pepper Money has promoted Nicholas East to business development manager in its second charge...

Assetz Capital backs £506,250 residential bridging deal in Holywood

Assetz Capital has completed an 18-month bridging facility worth £506,250, secured against a prime...