News

Consumers pessimistic over interest rates

Almost two-thirds of borrowers expect interest rates to rise within the next year, despite...

Accord Mortgages appoints corporate account manager

Accord Mortgages has added a new corporate account manager with the appointment of Andy Millard. Millard...

Act now to be ‘SMCR ready’

TMA has warned that advisers looking to ensure that their firm is compliant with...

New Royal London life policy covers severe mental health conditions

Royal London has launched a pilot offering life insurance to individuals with severe mental...

Habito unveils home-financing service for first-time buyers

Habito is introducing ‘Habito Go’, a new home-financing service which aims to provide first-time-buyers...

New five-year remortgage from TSB

TSB has made changes to its mortgage product range. It has introduced a new five-year...

More 2 Life joins Paradigm panel

Paradigm Mortgage Services has added later life lender More 2 Life to its panel. Member firms of the...

Octane Capital reaches £250m redemption mark

Octane Capital has revealed that it has passed £250m of redemptions since launching in...

The Leeds revamps 80% LTV buy-to-let offering

The Leeds Building Society is launching a new buy-to-let two year fixed rate mortgage...

The Leeds cuts 90% LTV rate

Leeds Building Society is reducing its five-year fixed rate 90% loan to value (LTV)...

Buy-to-let ‘should be market for all’

Although the buy-to-let market is moving in a more specialist direction, it should not...

PRS won’t be seriously harmed by Brexit

Brexit shouldn’t have a major impact on the private rental sector (PRS); however, potential...

Beware ambulance chasers, HMO landlords warned

Rule changes which have greatly increased the number of HMO properties across the country,...

Brightstar Financial joins SmartrRefer panel

Brightstar Financial has become the latest distributor to be added to SmartrRefer, the new...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Second-steppers take larger mortgages as deposits shrink

Home movers are turning to higher loan-to-value mortgages as rising property prices and smaller...

Property industry urged to help shape smart data rules

Property businesses are being urged to respond to a government call for evidence that...

Northern first-time buyers pay £10k price for delaying purchase

First-time buyers in northern cities risk losing thousands of pounds by postponing a purchase,...

Virgin Money to raise product transfer fixed rates

Virgin Money will increase residential and buy-to-let product transfer fixed rates on Friday, 24...

PROFILES