News

Help to Buy back and LTVs up to 85% at Platform

Platform is reintroducing its Help to Buy mortgage range and also making mortgages of...

FCA extends consumer credit payment freeze

The FCA has announced proposals to extend the payment freeze of consumer credit products...

Front and centre

Improving consumer understanding and dealing with issues around vulnerability are critical if the later...

Paradigm sees growth over last year

Paradigm Mortgage Services has reported growth in membership numbers, revenue and gross lending completions over...

The Leeds improves mortgage holiday application process

The Leeds Building Society has updated and improved its online application process for temporary...

Next steps for Open Banking outlined in new report

A future model for how the UK’s Open Banking (OB) functions can continue and...

LMS: instructions continue to rise

LMS has published its latest weekly update, tracking remortgage market performance through the Covid-19...

Double Manchester milestone for Reward Finance Group

Alternative finance provider, Reward Finance Group, has marked the first anniversary of the opening...

Royal London: cancer most common cause of CI claim

Royal London paid 99.7% of claims in 2019, totalling more than £575m and helping...

FHL ups LTVs and adds new five-year deals

Foundation Home Loans has increased its maximum residential loan to value (LTV) from 75%...

Record lending for the Dudley

The Dudley Building Society has reported that it has had its most successful year...

Hope Capital broadens acceptable valuation type

Hope Capital will now allow a range of valuation types. Having previously required a full...

FCA calls for equity release advise improvements

The Financial Conduct Authority (FCA) has released the finding of its review to equity...

The Ipswich to pull pair of five-year BTL products

The Ipswich Building Society is to withdraw its five-year standard buy-to-let and five-year expat...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

StrideUp raises property finance limit and expands HMO criteria

StrideUp has increased the maximum financing available through its buy-to-let purchase plan to £2.5...

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