New five-year fix from the Chelsea

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Chelsea Building Society is offering a five-year fixed rate at 4.69%, maximum 75% LTV or 5.04% over five years at 80% LTV.

These products offer a free valuation, and for homeowners who are re-mortgaging, Chelsea will also pay for the standard legal work required to transfer the mortgage (subject to qualifications). There is a fixed arrangement fee of £995.

Andrew Paddock, Chelsea’s mortgage product development manager, said: With so much speculation about future levels of inflation and mortgage rates we think that people will welcome this opportunity to fix their mortgage payments at such a competitive rate for the next five years.””

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