MT Finance ups maximum LTV on HMO product

Published on

MT Finance has increased the maximum loan-to-value (LTV) to 80% on its buy-to-let small HMO offering, available for its five-year fixed Tier 1 product.

It is available for properties with up to six rooms with no complex structure.

The lender says this highlights its commitment to supporting landlords and property investors in the growing HMO market sector.

With a maximum loan amount of £2 million (subject to LTV limits), MT Finance says argues its product offers significant flexibility for investors looking to expand their portfolios or refinance existing properties.

Marylen Edwards (pictured), director of mortgages at MT Finance, said: “We’re seeing continued strong demand in the HMO sector as investors seek higher yields in the current market.

“By increasing our maximum LTV to 80% on our five-year fixed rate product, we’re providing investors with greater leverage opportunities while maintaining our commitment to responsible lending.”

COMMENT ON MORTGAGE SOUP

We want to hear from you!
Leave a comment and get the conversation started.
You need to register to post, so please login or sign up below.

Latest articles

Phoebus applies agile thinking to build people-first culture

Software specialist Phoebus is applying principles more commonly associated with software development to its...

Rightmove forecasts modest house price rise in 2026

House prices are expected to rise modestly in 2026, with asking prices forecast to...

Landlord exits set to continue as private rental pressures mount

Approximately 93,000 buy-to-let landlords exited the market during 2025, according to estimates from property...

Younger landlords lead shift towards limited company buy-to-let ownership

The growth in limited company ownership of buy-to-let property has been driven largely by...

Paymentshield posts double-digit growth as advisers step up focus on general insurance

Paymentshield says sales momentum has continued to build through 2025, with new business volumes...

Latest publication

Other news

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the...

Phoebus applies agile thinking to build people-first culture

Software specialist Phoebus is applying principles more commonly associated with software development to its...

Rightmove forecasts modest house price rise in 2026

House prices are expected to rise modestly in 2026, with asking prices forecast to...