MT Finance has partnered with One Mortgage System (OMS) to deliver its buy-to-let mortgage proposition through the lender’s origination platform.

The move sees the specialist lender adopt OMS’s single-input, enquiry-to-completion platform, enabling greater operational efficiency and flexibility across its buy-to-let range.

OMS will provide MT Finance with a suite of tools and configurable solutions aimed at streamlining processes for intermediaries and their landlord clients.

MT Finance’s buy-to-let offering is positioned as ‘flexible’ with ICR stress testing from 125%. It is open to applications from first-time buyers and landlords, trading companies and those with adverse credit – sectors often underserved by traditional lenders.

Gareth Lewis, deputy chief executive at MT Finance, described the partnership as part of the lender’s ongoing commitment to intermediaries. “We are excited to partner with OMS for our buy-to-let origination platform.

“This is part of our continued commitment to supporting our broker community and we believe this will help bolster our buy-to-let proposition and what we can offer both brokers and their clients.

“Neal’s team at OMS have worked very hard to provide us with something that reflects our values, and this will help us build on what we have already achieved. We are looking forward to what’s next for the department.”

Neal Jannels, managing director at OMS, welcomed the partnership, highlighting the growing influence of the lender platform in the specialist mortgage space.

“Our Lender origination platform has made huge strides in what is a relatively short timeframe, and this is translating into a wealth of ongoing conversations with some of the leading lenders across the specialist mortgage market,” he said.

“MT Finance is a lender guided by a streamlined process, hands-on service values, a flexible approach and its buy-to-let mortgage products are tailored to suit.

“As such, it was important to be able to incorporate these attributes into the platform and we are delighted to have delivered an offering which will hopefully prove to be the foundation of a long and fruitful working relationship.”