MT Finance has launched a new commercial mortgage business, underpinned by a substantial £2.5bn forward flow facility from J.P. Morgan, as it seeks to establish itself as a major player in the commercial real estate lending market.
The move marks a significant expansion of MT Finance’s offering, building on its foundations in specialist lending, particularly in the bridging and buy-to-let sectors. The new division is positioned to provide a suite of commercial mortgage solutions designed to meet the needs of borrowers across a broad range of property types.
The company says it will apply the same principles that have underpinned its existing operations – speed, flexibility and efficiency – to its new commercial venture.
Marylen Edwards, director of mortgages at MT Finance, said the move comes in response to clear and sustained demand for better service and more agile lending in a part of the market that has historically been underserved.
“The launch of our commercial mortgage business marks an exciting new chapter in MT Finance’s growth journey,” she said. “We’ve identified a clear opportunity, in an underserviced sector, where demand remains strong. We recognise the vital role flexible financing plays in the success of these businesses. By launching now, we are strengthening our commitment to the introducer and borrower community. We believe our established reputation for speed, flexibility, and understanding of the property sector will be a significant asset to our commercial clients.”
The new business line benefits from the ongoing backing of J.P. Morgan, whose commitment through a multi-billion-pound forward flow agreement signals confidence in MT Finance’s lending model and its growth trajectory, the lender said.
Gareth Lewis, deputy chief executive at MT Finance, added: “We have been gearing up for this moment for a while. With the continued support of J.P. Morgan, we are perfectly positioned to take advantage of the very clear opportunity in the commercial real estate market and to provide much needed flexible funding options to the market.
“We look forward to working closely with our existing partners and new ones in the coming weeks as we roll out this exciting new business.”
