Variable rate mortgages

Accord improves 95% LTV offering

Accord Mortgages is cutting rates on its high loan to value (LTV) mortgages and...

Investec Private Bank cuts variable and fixed rates

Investec Private Bank has cut rates within the 80%-85% LTV bracket for both fixed...

The Leeds unveils buy-to-let variable mortgages from 1.14% 

The Leeds Building Society has launched two new discounted buy-to-let mortgages. The new discount variable...

The Leeds unveils discount deals from 0.99%

The Leeds Building Society has added new deals to its variable rate residential range,...

SVR mortgages more costly for landlords than at start of 2018

Landlords on standard variable buy-to-let rates are paying typically £27 more per month for...

Self-build sale at the Saffron

The Saffron Building Society has unveiled its ‘Autumn Sale’ on self-build. A self-build mortgage has...

Newcastle Intermediaries unveils large loan option with no early repayment charge

Newcastle Intermediaries has now introduced a variable rate large loan product which comes with...

Santander announces variable rate rises

Santander has reviewed its variable rates on its saving and mortgage products for existing...

The Teachers adds two new 95% LTV deals

The Teachers Building Society has launched two new 95% LTV mortgages, aimed exclusively at...

Vida Homeloans adds Fee Saver option

Vida Homeloans has unveiled its new specialist residential mortgage range, including two-year variable rates...

Variable mortgages causing UK market volatility

Nottingham Trent University has claimed that research shows the UK's property market is “highly volatile”...

New Supply Teacher Mortgage launched

The Teachers Building Society has launched a new Supply Teacher Mortgage aimed at supply teachers...

The Teachers supports Help to Buy Wales

The Teachers Building Society has extended its support of affordable home ownership to the...

Appetite for variable rates on the rise

As the chances of an imminent interest rate rise from the Bank of England...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES