Variable rate mortgages

Hinckley & Rugby adds new fixed and discounted mortgage options

Hinckley & Rugby for Intermediaries has refreshed its core residential and joint borrower sole...

Handelsbanken joins Sesame lender panel

Sesame has added Handelsbanken to its lender panel, giving advisers access to a bank...

Market Harborough cuts rates for larger loans

Market Harborough Building Society has reduced rates on its residential larger loan range by...

Borrower confidence returns as mortgage applications surge, says Stonebridge

Mortgage applications rose sharply in September as borrowers took advantage of falling rates, according...

Clydesdale Bank to overhaul variable rate mortgage range

Clydesdale Bank will withdraw a number of products and introduce new variable rate deals...

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Clydesdale Bank and Virgin Money ease stress rate to boost affordability

Clydesdale Bank and Virgin Money have announced a key change to their affordability assessments...

The Mortgage Soup view: Challenges and opportunities for brokers

One of the biggest focal points for brokers this year is the sheer volume...

The Vernon lifts overpayment limit on discounted variable rate mortgages

Vernon Building Society has announced a major enhancement to its discounted variable rate mortgage...

Vernon BS targets high-value borrowers with new flexible mortgage product

Vernon Building Society has introduced a new three-year variable rate mortgage aimed at high-net-worth...

Market Harborough improves fixed and variable rate product offerings

Market Harborough Building Society has made enhancements to its residential and let variable and...

Mansfield BS cuts Versatility rates

Mansfield Building Society has added new Versatility products to its offering. It is launching two...

Harpenden BS cuts variable rate

Harpenden Building Society has announced a reduction in the price of its residential variable...

Hanley Economic BS adds fee-free residential and RIO offerings

Hanley Economic Building Society has introduced a fee-free two-year tracker and fee-free two-year fixed...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES