Remortgages

Halifax introduces new remortgage offer

Halifax has unveiled a new offer for customers looking to remortgage direct with the...

Borrowers still remortgaging to cut costs

January 2016 saw a three percentage point fall in the proportion of remortgagors who believe...

BoE reports strong lending start to 2016

Latest statistics from the Bank of England show the number of loan approvals for house...

N. Ireland lending highest level since mid-2007

The Council of Mortgage Lenders has revealed that lending in Northern Ireland for house...

Continued lending growth in Wales

Latest Council of Mortgage Lenders (CML) data has shown that lending in Wales for...

8% rise in first-time buyers in Scotland

Annual home-owner house purchase lending in Scotland in 2015 totalled 64,800 loans, up 9%...

2015 fall in London house purchase lending

House purchase lending in London fell in 2015 in comparison with the previous year,...

Scottish Widows holds protection workshops

Scottish Widows, which recently returned to the intermediary protection market, has held a series...

Remortgage lending bounces back

Monthly gross remortgage lending rose to a seven-year high of £6.2bn in January 2016,...

Choice of mortgage deals at near-eight-year high

Mortgage Advice Bureau's National Mortgage Index for January found  here were 17,132 products available on the...

CML: gross lending to steadily increase over next 24 months

In December 2015 first-time buyers borrowed £4.5bn for home-owner house purchase, up 7% on...

2015 saw new low for fixed rates

Fixed rate mortgages fell to their lowest levels last year, while the standard variable...

64% of remortgagors secured a lower rate

11% of borrowers who remortgaged in December did so to pay off other debts...

New record peak in secured lending

October secured lending totalled £98.5m, increasing 6% from the previous record set in September,...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Saffron completes record-breaking £4.8m self-build loan with Propp

Saffron for Intermediaries has completed the largest self-build loan in its history, issuing a...

Trade tariffs and instability deepen economic pessimism, says Family Building Society

The UK economy faces a turbulent six months, with trade tariffs, political instability and...

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...

Complex cases and BTL confidence drive mortgage search trends in early 2025

A new analysis of broker search activity has revealed a sharp rise in complex...
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