Mortgages

Virgin Money cuts residential fixed rates across key LTV bands

Virgin Money is set to implement a series of rate reductions across its residential...

The Leeds lowers mortgage rates by up to 40bps

Leeds Building Society is set to reduce interest rates across a broad selection of...

Borrower confidence returns as mortgage applications up 42%

Borrower confidence appears to be returning to the UK mortgage market, with June data...

Hinckley & Rugby unveils new Income Flex deals with 5.5x LTI

Hinckley & Rugby for Intermediaries has launched three new products under its Income Flex...

Accord cuts fixed residential rates up to 90% LTV

Accord Mortgages is set to reduce rates across its residential mortgage range from today,...

Barclays cuts mortgage rates once again

Barclays is to introduce further reductions across a broad range of mortgage products from...

The Right Mortgage adds April Mortgages to lender panel

The Right Mortgage & Protection Network has added April Mortgages to its lender panel,...

Vida now supports foreign nationals up to 90% LTV

Vida has launched a new range of residential mortgage products aimed at foreign nationals...

Skipton cuts fixed rates across 114 mortgage products

Skipton Building Society has announced sweeping cuts to its residential mortgage range, reducing rates...

First-time buyer mortgage activity outpaces home mover market

First-time buyer mortgage applications have outpaced the wider housing market in the second quarter...

HSBC revises mortgage ranges and fixed rate terms

HSBC is making extensive updates to its residential and international mortgage product ranges, with...

Santander cuts remortgage rates

Santander UK has reduced interest rates on all of its 60–75% loan-to-value (LTV) remortgage...

The Leeds and L&C streamline applications with open banking pilot

Leeds Building Society and L&C Mortgages have introduced a new automated process that enables...

House prices hold firm as market activity rebounds

UK house prices remained broadly unchanged in June signalling renewed stability in the property...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES