Mortgages

The Mansfield unveils trio of new BTL deals

The Mansfield Building Society has launched three new buy-to-let deals up to 70% loan...

Barclays cuts fixed rates

Barclays has become the latest lender to make changes to its mortgage range. It has...

August drop in house purchase approvals

House purchase approvals fell 5% last month, as the mortgage market slowed down for...

New two-year discount range from the Skipton

Skipton Building Society has introduced a new selection of residential two-year discount products. The new discount...

Hinckley & Rugby ups income multiples

Hinckley & Rugby Building Society has raised the multiples for its mortgages to four...

Kensington to target self-employed with new campaign

Specialist lender Kensington, which was acquired by Blackrock earlier in the week, is investing...

Santander to cut mortgage fees for current account holders

Santander is tomorrow (12 September) launching a new range of mortgages available to its...

Remortgaging continues to be muted

House purchase lending to home-buyers increased month-on-month in July totalling 67,700 loans, up 10%...

MMR adding 2-4 weeks onto transaction times

House price momentum in August slowed to the same level it was a year...

The Newcastle unveils pair of FTB fixes

Two new low fee fixed rate mortgage products aimed at first time buyers have...

Accord cuts selection of fixed rates

Accord is reducing some of its two and five year fixed rate products by...

CML to create buy-to-let statement of practice

The Council of Mortgage Lenders (CML) has revealed it has been working on a...

BoE: increase in proportion of FTB lending

The proportion of lending for house purchase in Q2 2014 was 70.1%, about 3.7...

FCA to discuss post-MMR world at FSE London

The Financial Conduct Authority (FCA) is to outline the post-MMR regulatory future for the...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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