Mortgages

Fitch upgrades Precise Mortgages Servicer Ratings

Charter Court Financial Services Limited (CCFS), which trades with the Precise Mortgages and Exact Mortgage...

New limited edition deals from Accord Mortgages

Accord Mortgages has unveiled a range of limited-edition, fixed-rate mortgages, available for one week...

MMR has caused changes in spending habits

Research by MoneySuperMarket suggest that prospective borrowers are changing their spending habits in a...

Paradigm accesses adverse BTL deals from Precise Mortgages

Paradigm Mortgage Services has announced its members now have exclusive access to two buy-to-let...

Airdrie Savings Bank teams up with L&G Mortgage Club

Airdrie Savings Bank has launched with Legal & General Mortgage Club. Airdrie Savings Bank claims...

CML: lending picture is stabilising

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £16.5...

Aldermore moves into Help to Buy: equity loan space

Aldermore has launched a Help to Buy: equity loan scheme through a group of...

Smart Money backs FCA’s volte face

Smart Money has welcomed the FCA’s move to no longer require second charge lenders...

New Barclays deals include 1.85% two-year fix

Barclays has introduced a new fee free 1.85% two-year fixed at 60% LTV and...

Strong rise in intermediary mortgage market confidence

Mortgage intermediaries’ confidence about the prospects for the mortgage market has risen significantly, according...

Metro Bank lending up 91% year-on-year

Metro Bank has published its quarter one financial statement to 31 March 2015. Total deposits grew to...

FS firms need to meet digital demands of customers

Consumer expectations of financial services have changed substantially following the 'digital revolution', according to...

Compliance First appoints managing director

Glasgow-based compliance and business support company Compliance First, which is part of the SimplyBiz...

Coventry Intermediaries cuts residential rates

Coventry Intermediaries has cut rates across its residential range, with two-year fixed products starting...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES