Mortgages

FSE London: more technological integration necessary

The intermediary community has been challenged to embrace a wider range of technological enhancements...

FSE London: service disclosure will be key

The Financial Conduct Authority (FCA) has revealed that putting an adviser’s service disclosure document...

FSE London: BTL market share to fall on rate rises

Increases to the Bank Rate and swap rates are likely to have a significant...

FSE London: home mover activity will improve

The borrower group which has been hit hardest over the past few years by...

FSE London: Further buy-to-let regulation likely

The curbing tax relief on interest-only buy-to-let mortgages for landlords by Chancellor George Osborne...

Paradigm offers MCD support at FSE

Paradigm Mortgage Services has announced the next stage in its provision of support on...

The Co-op cuts fixed rates

The Co-operative Bank has cut rates across a range of fixed rate mortgages, with its...

Highest monthly FTB lending levels since August 2007

House purchase lending in the UK saw its third consecutive month-on-month growth by volume...

7% prevented from moving mortgage due to age

Saga Equity Release Advice Service has claimed that one in three over 50s still...

Virgin Money cuts mortgage rates

Virgin Money has made to its residential mortgage range, including adding a a new intermediary...

Overtime key for one in five employees

Kensington's analysis of government data shows 17.7% of UK workers – the equivalent of...

One-fifth of landlords want to expand portfolios

19% of landlords are planning to buy more properties to rent, according to new...

First Complete unveils mortgage forums

First Complete is launching a series of mortgage forums around the country for all...

BTL clients need Lasting Power of Attorney, says law firm

Moore Blatch solicitors is advising brokers that their buy-to-let clients who intend using their...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES