Mortgages

MBE to create MCD implementation forum

Seminars at the upcoming Mortgage Business Expo (MBE) will create a forum to focus...

L&G adds to MCD preparedness debate

Legal & General Mortgage Club has responded to Clever Lending’s survey on the Mortgage...

Remortgagors withdraw record amounts of cash from homes

The average amount of equity withdrawn from remortgaging per customer rose to £35,590 in...

BBA: largest increase in borrowing for five years

Gross mortgage borrowing in August was £12.2 billion, according to the British Bankers' Association...

Skipton to only accept sterling income sources

Skipton Intermediaries has outlined its plans for its approach to the European Mortgage Credit Directive...

Paratus AMC makes senior appointment

Paratus AMC, the business which set up Foundation Home Loans earlier this year, has appointed...

Kensington offers new interest-only deals

Kensington has unveiled interest-only mortgages up to 75% LTV to customers who earn a minimum...

New remortgage deals from the Saffron

Saffron For Intermediaries has launched a range of new remortgage products. Two-year discount rates are...

The Marsden beefs up buy-to-let proposition

The Marsden Building Society has extended its range of buy-to-let mortgages available to its...

71% of brokers “not ready for MCD regulation”

Secured loan master broker Clever Lending has claimed there is a widespread lack of...

Lenders must do more to engage interest-only customers

The Council of Mortgage Lenders (CML) has reported that over the past two years,...

New MCD implementation guide from Paradigm

Paradigm Mortgage Services has published its second Mortgage Credit Directive (MCD) implementation update for...

Many borrowers still confused by MMR rules

Two-thirds of potential house buyers have been left in the dark about the Mortgage...

Spain remains UK’s first favourite for overseas purchases

The Costa Blanca has accounted for 27% of Spanish mortgage enquiries received at Conti...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES