Mortgages

MMR: won’t reinvigorate housing market, says IMLA

The Intermediary Mortgage Lenders Association (IMLA), has given approval to certain elements in...

MMR: AMI gives cautious support

The Association of Mortgage Intermediaries (AMI) has claimed that lobbying work by trade bodies...

MMR: FSA publishes final rules

The FSA has published the final rules stemming from its Mortgage Market Review (MMR). They...

MMR: no interest-only ban

The FSA is not to ban interest-only mortgages, having published its final rules of...

Nationwide makes further rate cuts

Nationwide Building Society has cut rates across the majority of its fixed rate mortgages...

Keystone improves BTL criteria

Keystone Buy to Let Mortgages has made changes its lending criteria and is now...

New BTL exclusive offered by TBMC

TBMC has launched a new exclusive two-year fixed rate buy-to-let mortgage with the Hinckley...

New resi and BTL deals from Aldermore

Aldermore has relaunched its standard range of residential and buy-to-let mortgages. The residential range features: Two-year...

Precise cuts arrangement fees

Precise Mortgages has reduced arrangement fees to zero on its lowest fixed rates and...

Virgin Money cuts a number of rates

Virgin Money has cut a number of selected interest rates on its residential and...

Leeds launches fees assisted buy-to-let deal

Leeds Building Society has introduced a new three-year fixed rate buy-to-let mortgage at...

First direct unveils 2.99% five-year fix

First direct has launched a new five-year fixed rate mortgage at 2.99%. Borrowers with...

NatWest IS cuts rates

NatWest Intermediary Solutions has reduced the rates on some of its two-year fixed rate,...

Monthly fall in gross mortgage lending

Gross mortgage lending in September was £11.6 billion, according to latest estimates from the...

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Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Latest news

Gen H launches affordability-focused mortgage scheme

Residential mortgage lender Gen H has announced the launch of New Build Boost, which...

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...