Mortgages

Promise secures consumer credit and mortgage authorisation

Promise Solutions has received Financial Conduct Authority (FCA) authorisation ahead of the implementation of...

Over-55s benefiting from falling inflation

Aviva has claimed that over-55s are seeing the benefit of falling inflation as non-essential...

Skipton to move to ESIS next week

On Monday 14 December Skipton Intermediaries is switching to the European Standardised Information Sheet...

BoE: 8.5% rise in gross advances

The proportion of lending for house purchase in the third quarter of the year...

New national account manager for TRM

Billy Hewitt is to join The Right Mortgage & Protection Network (TRM) as national...

Costs of failing to remortgage revealed

14% of homeowners attempting to remortgage in the past two years have failed to...

New buy-to-let deals from the Skipton

Skipton Building Society has launched a new range of fixed rate buy-to-let purchase products with rates reduced...

Connect grows BDM team

Connect for Intermediaries has recruited Ed Maguire and Terry Singleton in new business development...

PM moves to expand shared ownership

David Cameron has announced reform of rules concerning shared ownership. He is looking to expand...

20% decline in £1.5m+ house sales

Halifax has claimed that the average home buyer is £4,500 better-off under the new...

Stonebridge Group recruit three major advisory firms

Stonebridge Group has announced the recruitment of three major advisory firms from the Legal...

TSB tweaks rates

TSB has made rate adjustments to three residential mortgages available through brokers.  TSB’s two-year fixed and...

MCI expands lender panel

On 7 December Accord Mortgages will become the latest lender to join MCI Mortgage...

North-South repossession gap closes

The divide between home repossessions in the North and South has closed by 80% since...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES