Mortgages

Shawbrook completes first application using E-Signature

The residential mortgages team at Shawbrook Bank has completed its first application using its new...

Bank Rate held once again

The Bank of England's Monetary Policy Committee (MPC) has voted to maintain the Bank...

Precise introduces retention proc fee

Precise Mortgages has unveiled a retention programme for customers coming to the end of their...

Bank Rate cut likely today

The Bank of England is likely to cut interest rates to record lows when its Monetary...

Stonebridge staff raise £10k for Macmillan

Stonebridge Group, the mortgage and insurance network, has revealed that its staff has raised £10,000...

CML: mortgage market regaining some equilibrium

The Council of Mortgage Lenders (CML) has revealed that home-owners borrowed £9.4bn for house purchase,...

FSE London registration begins

Registration to attend the Financial Services Expo (FSE) London is now open. The event will take...

CSF appoints key account manager

Crystal Specialist Finance (CSF) has appointed Dan Morris as key account manager and has...

Increase in growth of BTL product numbers slows

Buy-to-let product numbers grew more slowly in the second quarter of 2016 compared to...

Openwork passes 3,000 adviser mark

Openwork has revealed that it has exceeded 3,000 advisers across the group for the first...

Tesco unveils new 95% LTV intermediary offering

Tesco Bank is launching a new intermediary mortgage product range on 14 July which will now...

Enterprise: MCD behind second charge slowdown

Enterprise Finance has launched its new Second Charge Report, replacing its Secured Loan Index. This...

Mortgage Intelligence added to Fleet’s distributor panel

Fleet Mortgages has added Mortgage Intelligence networks and mortgage club to its distributor panel. All appointed representatives...

Santander and L&G partner for lifetime mortgages

Legal & General and Santander have agreed five-year deal to offer lifetime mortgages to Santander...

COMMENT

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Auction sales rate falls as buyers become more selective

The proportion of property auction lots sold fell to 64.7% in July as buyers...

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...

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