Mortgages

NatWest cuts rates by up to 39bps “bringing some much-needed festive cheer to the mortgage market”

NatWest is making rate cuts of up to 39bps across selected purchase, remortgage and...

Lomond snaps up Kinleigh Folkard & Hayward in landmark multi-million-pound deal

Lomond has acquired Kinleigh Folkard & Hayward (KFH) in a deal reportedly worth millions...

The Dudley launches new residential, expat and BTL products

Dudley Building Society has unveiled a new range of two-year fixed rate mortgage deals. Designed...

Newcastle for Intermediaries improves PT proc fees

Newcastle for Intermediaries has boosted its procuration fee to 0.30% for product transfers on...

AMI rebrands Mortgage Climate Action Group

The Mortgage Climate Action Group (MCAG) has been rebranded to the Green Mortgage Advice...

Gen H cuts rates for fourth consecutive week

Gen H has announced rate reductions for the fourth time in as many weeks. The...

Clydesdale Bank announces mortgage rate hikes

Clydesdale Bank is increasing the rates on a number of different mortgage products on...

Residential transaction volumes up 10% month-on-month

HMRC's provisional seasonally adjusted estimate of the number of UK residential transactions in October...

Net mortgage approvals highest since August 2022

The Bank of England has published its Money & Credit data for October. Net borrowing...

Borrowers not yet benefitting from lower costs

Borrowers are spending over two-fifths of their salary on mortgage repayments, according to new...

Target Group partners to provide 20-second DiP

Target Group has joined forces with Provenir, a decisioning software provider, to help power...

7.34m people in UK earn income from multiple jobs

The ongoing cost-of-living crisis and persistent inflationary pressures continue to affect millions across the...

LiveMore wants wider industry support for mortgage prisoners

LiveMore has expressed its support for mortgage prisoners and is calling on the wider...

Gen H partners to launch new Property Decisioning Engine

Gen H has partnered with Legal & General Surveying Services and Rightmove to launch...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Movera launches specialist KYC team to speed up property transactions

Movera has established a new dedicated Know Your Client (KYC) team to handle source...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape...

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Zephyr Homeloans cuts rates across core buy-to-let offering

Specialist buy-to-let mortgage provider Zephyr Homeloans has unveiled fresh rate reductions across its standard...

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