Mortgages

Atom bank increases LTIs and LTVs

Atom bank has made improvements to its maximum loan to income (LTI) ratio and...

OMS reports record-breaking July

OMS has revealed that July was a record month for both applications and completions...

HSBC UK becomes latest lender to join OPDA

HSBC UK has become a member of the Open Property Data Association (OPDA) to...

Sedgwick succeeds Rowntree as Paragon’s mortgages MD

Paragon Bank has announced the appointment of Louisa Sedgwick as managing director of its...

Precise launches mobile app with MagiClick

Precise, part of OSB Group, has launched a mobile app for brokers, following months...

West One joins L&C’s residential and BTL panels

West One Loans has been added to London & Country Mortgages’ (L&C) panel of...

Perenna offers retrofitting discount

Perenna has launched a retrofit discount, a new product feature designed to incentivise homeowners...

Leeds BS announces rate reductions of up to 30bps

Leeds Building Society has announced reductions to selected fixed rate products. Rates have been reduced...

LiveMore cuts rates by up to 106bps

LiveMore has made widespread rate reductions across its range of products, with cuts of...

Virgin Money makes large number of fixed rate mortgage cuts

Virgin Money is making a series of changes to its fixed mortgage rates on...

April Mortgages makes positive capital-raising changes

April Mortgages has improved its capital-raising criteria to help prospective first-time buyers. Borrowers will be...

Coventry for intermediaries unveils 3.90% fix and other rate cuts

Coventry for intermediaries has launched a new five-year fixed rate at 3.90% and reduced...

Intermediaries recover their positivity about the future

Intermediary confidence in the outlook for the mortgage industry has now recovered to its...

Twenty7tec sees affordability sourcing rise following SOURCE update

Twenty7tec has revealed that it has seen an increase in the usage of its...

Latest POLL

COMMENT

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year, a new iPhone or Android release quietly renders last year’s...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Latest news

HSBC expands critical illness cover with wider NHS waiting list protection

HSBC has unveiled a series of enhancements to its critical illness policies, extending cover...

Brokers see rise in demand for business acquisition funding

Demand for funding to support business acquisitions is growing among UK SMEs, even as...

Phoebus joins Aston University to pioneer AI tools for mortgage servicing

Aston University has teamed up with Phoebus Software to create what is being described...

UK’s outdated homebuying system costs £1.5bn a year, says Santander

Half a million failed transactions annually leave buyers out of pocket and weigh heavily...