Mortgages

HSBC revises mortgage ranges and fixed rate terms

HSBC is making extensive updates to its residential and international mortgage product ranges, with...

Santander cuts remortgage rates

Santander UK has reduced interest rates on all of its 60–75% loan-to-value (LTV) remortgage...

The Leeds and L&C streamline applications with open banking pilot

Leeds Building Society and L&C Mortgages have introduced a new automated process that enables...

House prices hold firm as market activity rebounds

UK house prices remained broadly unchanged in June signalling renewed stability in the property...

Fixed mortgage rates continue to fall as lenders ease stress tests and expand product ranges

Mortgage rates in the UK have continued their gradual decline with lenders also easing...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in...

TSB’s mortgages arm could survive Santander takeover as boss hints at brand’s future

TSB’s mortgage business may survive under its own name following Santander’s £2.9 billion acquisition...

The Rate Stuff: One year of Labour and the mortgage market

In the latest episode of The Rate Stuff, MPowered Mortgages’ flagship YouTube show, host...

Flipping falls to 12-year low as stamp duty hikes squeeze investor margins

The number of homes flipped across England and Wales has fallen to its lowest...

Mortgage and rental spending growth slows again as affordability pressures persist

Growth in consumer spending on rent and mortgages slowed for the fourth consecutive month...

Be Clever With Your Cash launches mortgage advice service with Tembo

Personal finance site Be Clever With Your Cash has launched a new mortgage advice...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps...

Hinckley & Rugby trims rates across whole offering

Hinckley & Rugby for Intermediaries has announced sweeping rate reductions of up to 23...

Tipton launches Credit Plus to aid those with minor credit issues

Tipton & Coseley Building Society has launched Credit Plus, aimed at residential borrowers with...

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COMMENT

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Latest news

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...

Mount Street appoints new head of HR to lead global people strategy

Mount Street Group has appointed Fatima Badini as head of human resources, with a...

Industry titans weigh in behind charity concert

Two of the mortgage industry’s biggest names have thrown their weight behind Take Me...