Mortgages

Housing affordability still stretched despite recent wage growth

Housing affordability remains stretched by historic standards despite recent earnings growth marginally outpacing house...

Stonebridge reports further improvement in mortgage affordability

November saw mortgage affordability improve for the second consecutive month, according to new analysis...

Loughborough BS switches to new mortgage origination platform

Loughborough Building Society has introduced its new mortgage origination platform and integrated credit decisioning...

Mansfield BS cuts discounted mortgage rates by up to 6bps

Mansfield Building Society has reduced rates on its prime discounted variable-rate mortgage products and...

RAW Capital Partners unveils new five-year fixed rates

RAW Capital Partners has launched a new range of five-year fixed rates, including discounted...

Pivotal Growth makes another broker acquisition

Pivotal Growth has acquired Radcliffe & Newlands Mortgages, a residential mortgage and protection broker...

Nationwide For Intermediaries ups minimum income requirement for Helping Hand

Nationwide For Intermediaries has increased the sole applicant minimum income for its Helping Hand...

Major rise in uptake of 35+ year mortgages

Freedom of Information (FOI) data from the FCA, analysed by Quilter, has shown a...

Virgin Money and Clydesdale Bank align lending into retirement policies

Virgin Money and Clydesdale Bank have been working to align their policies for lending...

Coventry for intermediaries cuts BTL & residential rates

Coventry for intermediaries has reduced a selection of residential and buy-to-let fixed rates by...

Together Financial Services splits CABS securitisation

Together Financial Services has separated and upsized its £1.25bn Charles Street securitisation programme (CABS)...

Gen H cuts new business mortgage rates

Gen H has announced a series of rate reductions aimed at its new business...

PEXA reaches £100m transactional milestone

PEXA has processed £100 million worth of UK remortgage transactions through its platform. The increasing...

Santander evaluates UK retail banking operations amid strategic review

Santander is conducting a strategic review of its UK retail banking business, nearly two...

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Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Complex cases and BTL confidence drive mortgage search trends in early 2025

A new analysis of broker search activity has revealed a sharp rise in complex...

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...
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