Mortgages

TOM BILL: Just where are mortgage rates heading?

Guessing the future trajectory of UK mortgage rates has become trickier since 6 February....

The Right Mortgage & Protection Network marks 10-year anniversary

The Right Mortgage & Protection Network is celebrating its 10th anniversary, marking a decade...

NatWest defies rate cuts to strengthen mortgage market position

NatWest Group has reaffirmed its commitment to expanding its footprint in the UK mortgage...

Coventry for intermediaries lowers series of fixed rates

Coventry for intermediaries has cut selected fixed mortgage rates, with residential rates at 90-95%...

Nationwide reduces mortgage rates for new and existing customers

Nationwide is lowering selected mortgage rates for both new and existing customers, with reductions...

West One cuts residential and second charge rates

West One Loans has announced reductions across its residential and second charge mortgage ranges,...

Pepper Money unveils 20bp mortgage rate reductions

Pepper Money has cut the price of every mortgage product in its range by...

Virgin Money cuts purchase, BTL and product transfer rates

Virgin Money has announced that a series of mortgage rate reductions will take effect...

Accord Mortgages announces second rate cut in a week

Accord Mortgages has reduced rates across its residential and buy-to-let mortgage ranges for the...

Bluestone Mortgages ups LTV limits to 90%

Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...

Will NatWest open the floodgates as one of the first hight-street lenders to make rate changes?

Lenders are adjusting their offerings following the Bank of England’s rate cut last week...

Remortgage market set for revival as borrowers switch lenders

The UK remortgage market is expected to see a significant increase in activity this...

Reeves calls in banking chiefs for financial growth talks

Chancellor Rachel Reeves (pictured) is reportedly bringing in the heads of the UK’s leading...

The Right Mortgage & Protection Network sees record growth

The Right Mortgage & Protection Network has reported its strongest year to date, with...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Latest news

Homebuying delays deter two thirds from moving again, OPDA says

Two thirds of recent home movers say the experience of buying or selling a...

Knight Frank cuts 2026 forecast as conflict hits sentiment and rates

Knight Frank, the London-headquartered global property consultancy and estate agent, has downgraded its near-term UK...

Mortgage mental health walk hits capacity as 72 sign up

The Mortgage Industry Mental Health Charter has confirmed its 2026 Walk and Talk event is now...

Beyond the walk: Mortgage leaders talk mental health

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

PROFILES