Fixed rates

Purchase mortgage searches remain flat

Twenty7tec has published mortgage market statistics for November 2023. It reported that purchase mortgage searches...

Kensington updates residential and BTL rates

Kensington Mortgages has announced a number of rate updates to its buy-to-let and residential...

Bluestone Mortgages reduces rates again

Bluestone Mortgages has announced further rate reductions across its entire fixed rate product range. These...

Pepper Money cuts over 300 rates

Pepper Money has reduced rates across more than 300 products across its Residential and...

Coventry for intermediaries reduces selected fixed rates

Coventry for intermediaries has reduced the majority of fixed rates, with residential rates reducing...

Aldermore launches new buy-to-let and residential mortgage deals

Aldermore has announced the launch of new buy-to-let and residential owner-occupied products. The new buy-to-let...

Gen H reduces rates by up to 50 bps

Gen H has launched another round of rate cuts with new sub-5% LTV products. The...

Hanley Economic BS introduces fee-free two-year fix

Hanley Economic Building Society has launched a fee-free two-year fixed rate product with a...

Mansfield BS launches affordability-friendly 95% LTV deal

Mansfield Building Society has unveiled a new five-year fixed rate mortgage, available up to...

Bluestone reduces rates to support those with ‘complex credit needs’

Bluestone Mortgages has announced rate reductions across its entire fixed rate product range, including...

Foundation Home Loans cuts rates and broadens product options

Foundation Home Loans has made a number of price reductions in both its owner-occupied...

Reliance Bank introduces new key worker offering

Reliance Bank is launching a new Key Worker Mortgage range to both the intermediary...

Pepper Money unveils limited edition for credit repair

Pepper Money has introduced a Limited Edition range of three-year fixed rate mortgages to...

Gen H makes third set of rate reductions in nine working days

Gen H has announced further rate reductions of up to 26 bps. This is the...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

PROFILES