Mortgage Brain has developed its API to enable brokers using Acre’s mortgage platform the ability to connect to Santander, for one click mortgage decisions.

The direct API connectivity allows Acre’s broker network to connect seamlessly to Santander to obtain a full decision in principle (DIP) and pre-populated full mortgage application (FMA). The DIP result is returned within 30 seconds and brokers get daily case tracking updates, all via the API connection.

Acre’s verification system ensures all data is in place before initiating the request to Santander.

Cloe Atkinson, chief operating officer at Mortgage Brain, said: “I’m delighted that we are already realising our vision to transform the distribution of mortgages in the UK. Acre is one of many distributors we are helping with the creation of our industry plumbing that ensures lenders can connect to multiple distributors and aggregators. And gives distributors greater ease and efficiencies to integrate with lenders.”

Justus Brown, founder and CEO at Acre, added: “Our tech helps brokers work smarter and faster while delivering better outcomes for their clients. Santander is one of the UK’s most important lenders. Enabling instant DIP for their mortgages in our ecosystem means that brokers will now save time when using one of the biggest influencers in the market, at the click of a button, with a DIP in a matter of minutes.

“Rewiring the mortgage process requires collaboration of many and buy-in of many. We look forward to working with Mortgage Brain to extend this approach to other key lenders.”