Molo Finance has made rate cuts of up to 14 basis points on its UK resident five-year fixed buy-to-let products.

For standard buy-to-let products, five-year fixed rates now start at 4.81% for individual and limited companies, with borrowing available up to 75% loan to value (LTV).

PROPERTY TYPES

Specialist buy-to-let products including options for houses of multiple occupation (HMO), multi-unit freehold blocks (MUFBs), holiday lets, and new-build properties, start at 4.95%, catering to more complex property types.

Rates on two-year fixed products remain unchanged, starting at 3.34% for standard buy-to-let offerings and 3.53% for specialist options.

Martin Sims, Molo’s distribution director, added: “We’re delighted to announce rate reductions across our UK resident five-year fixed-rate for both standard and specialist buy-to-let products.

“This move underscores our commitment to delivering competitive and flexible solutions to our intermediary partners and their clients.”