For people with a pension, married people are much more likely (53%) to know what their income is likely to be when they retire than people who are living with their partners (23%) or are single ( 24%), Standard Life has claimed.

It says 41% of those with a pension who are married know the value of their combined pension pots compared to only a 27% of cohabiting people.

The research also found that many married people are twice as likely to have three or more pensions (15%) than single people (6%).

“Our research suggests that those tying the knot don’t just make an emotional commitment – they are more committed to planning their future finances too,” said Standard Life’s Alistair Hardie. “Perhaps the whole experience of organising a wedding and starting a life together makes married couples more focused on future goals.

“But married or not, making the time to plan and review your retirement planning will help ensure you’re on track and have saved enough. This is particularly important when it comes to funding your retirement income to help you live the life you want when you stop working. Having multiple pension pots can make it more difficult for to get a clear picture of the total value of our pension savings and the income they are likely to produce. So it’s always worth considering bringing all the pots together into one pension, which can be easier to do than people perhaps think.”