Market Financial Solutions has announced a significant reduction in interest rates across its fixed-rate bridging loan products, as the specialist lender positions itself for a period of heightened investor activity.

The London-based firm has lowered rates on its residential single loans to a fixed starting point of 0.70%, with similar reductions applied across its wider bridging suite, including second charge, light development, semi-commercial, commercial, and development exit products. Large residential, commercial and semi-commercial loans also benefit from revised pricing.

Founded in 2006, Market Financial Solutions offers loans of up to £50 million with terms between three and 36 months. The lender also provides buy-to-let mortgages with durations of up to 10 years.

The move follows Market Financial Solutions’s recent renegotiation and extension of a £1.5 billion institutional funding line, which is expected to support the continued expansion of its loan book. According to chief executive Paresh Raja, the decision to lower rates comes in response to strong market momentum and the anticipated easing of monetary policy in 2025.

“The property market has enjoyed a productive first five months of the year, with multiple house price indices showing consistent growth,” Raja said.

“With the Bank of England expected to reduce the base rate further in 2025, we’re preparing for increased demand among investors, so now feels like the right time to cut rates and maintain momentum.”

He added that bridging finance continues to play a pivotal role in a market defined by short timelines and increasing competition: “With the market getting more competitive, bridging loans will help investors and brokers move with speed and flexibility in the coming weeks, and I’m confident they’ll find great value in our new fixed rates.

“Backed by the strength of our funding lines, we’ll continue to adapt our offering to ensure that it meets the needs of brokers and property investors as they navigate an ever-evolving market.”