64% of adults in unwedded relationships would prioritise getting on the property ladder over getting married.

A poll of 1,000 such adults also found that 57% prefer the financial stability of bricks and mortar, while 43% think it is ‘better value for money’ compared to exchanging vows.

55% even went on to claim getting out of a mortgage would be a more complex legal procedure than getting a divorce.

However, before buying, 82% said it’s important to have rented with your other half, with 87% agreeing you truly know a partner once you’ve lived with them.

But, on average, those polled think couples need two and a half years of cohabiting before they are ready to take their relationship to the next stage.

Tayo Oguntonade, a TV presenter and property specialist who has teamed up with Skipton Building Society, which commissioned the research, said: “From personal experience of buying a property with my now-wife before we were married and spending years as a mortgage broker, one of my top tips for couples buying together would be to be as financially transparent as possible.

“Having a clear understanding of each other’s views on savings, debt, credit scores, and more is a great foundation when buying together.

“This is because when you take out a mortgage together you become financially linked.

“So, considering how this shared financial responsibility will affect both of you moving forward is very important.”

When the relationship feels stable (69%) is the biggest indicator that lovebirds are ready to move on from their rental into something more permanent.

While 63% believe significant others should start the process when both have established a steady income, and aligned values on where to live are also an important sign for 45%.

The research, which was conducted via OnePoll, went on to find these unwed couples estimate they would have to save £27,000 for a deposit to get on the property ladder. But they forecast they would need in the region of £17,000 in order to tie the knot. However, 59% believe they would struggle to afford to fund both a wedding as well as a deposit.

Umera Patel from Skipton Building Society, added: “Embarking on the journey of buying your first home together is an exciting adventure and massive chapter in any relationship. “However, it is important to understand the process and ensure you have a clear plan to ensure this experience doesn’t become daunting, and instead enjoy the process of moving in with your significant other.

“My top tips for those couples looking to start the process of owning a home together would be to take the time to understand what your shared priorities are now and in the future, this will help you establish what you want from a property and in turn work out a budget. “If you don’t have a Lifetime ISA, consider opening one – this will really help you focus on saving up for your first home.”