Specialist lender London Credit has completed a £325,000 bridging loan to facilitate the time-critical acquisition of a commercial property in Birkenhead, enabling a repeat client to move swiftly on a new investment opportunity.

The loan, agreed at 65% loan-to-value over a 12-month term, was secured against the property and finalised in less than three weeks.

The borrower, a seasoned investor, required rapid access to finance in order to avoid missing out on the purchase.

The swift turnaround was made possible by London Credit’s decision to instruct valuers and solicitors simultaneously, avoiding delays and ensuring the borrower could meet a strict completion deadline.

Marios Theophanous (pictured), credit manager at London Credit, said the case demonstrated the lender’s strengths in time-sensitive bridging transactions.

“This case is a great example of what we do best. The borrower needed certainty and speed, and we delivered both. By moving quickly and working closely with all parties involved, we were able to complete the deal within the tight timescales,” he said.

“We understand that brokers and their clients often need quick decisions and this deal shows that with the right team and a practical approach, it’s possible to get the result that’s needed.”