Loans

2016 a “transition year” for second charges

Enterprise Finance’s latest Second Charge Report has found that the second charge mortgage market...

Pepper UK to service new LendInvest loans

LendInvest is partnering with Pepper UK.  Under the terms of the partnership, Pepper UK will take...

Many loan borrowers feel misled by advertised rates

New research suggests that personal loan borrowers are often paying double the average APR...

Seconds should be a “bigger niche market”

The second charge mortgage market must keep pushing the education message if it wants to...

The importance of names and dismissing the myths

In the time since MCD, I have made dozens of presentations and been involved...

Y3S opens Manchester office

Cardiff-based specialist mortgage broker Y3S has today opened its first satellite office outside of Wales. ...

Expanding Step One Finance launches broker portal

Step One Finance has unveiled its online broker portal and also made a number...

Fluent unveils exclusive second charge deal

Fluent for Advisers has launched a 90% second charge product with an interest rate...

Profits and originations up at OneSavings Bank

OneSavings Bank (OSB) has reported a rise of 29% in underlying pre-tax profits to...

Nava partners with Target

Nava Finance has appointed Target Group to service its loan platform. Nava secured approval from...

Black Book Finance reaches £1m Castle Trust milestone

Black Book Finance has completed £1 million worth of business with Castle Trust in...

Average amount owed per adult up 5%

UK consumer debt now stands at £240 billion, according to MoneySuperMarket. 73% of UK adults say they currently have...

Borro concerned over possible Budget CGT hike

Borro, the secured lending platform to wealthy clients, has expressed concern that Chancellor Philip Hammond...

Takeover bid for Shawbrook Bank

Shawbrook Bank has confirmed that it has received a takeover bid for the business...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES