Loans

FCA authorisation for unsecured lender

118 118 Money has received full authorization from the Financial Conduct Authority (FCA).  The lender, which launched in Cardiff...

Lenders must ensure people can afford to borrow

The Bank of England’s latest money and credit statistics show consumer borrowing increasing by...

Over-50s facing financial services age discrimination

Over 50s insurer SunLife People has found that people aged 50 and over are...

2016 a “transition year” for second charges

Enterprise Finance’s latest Second Charge Report has found that the second charge mortgage market...

Pepper UK to service new LendInvest loans

LendInvest is partnering with Pepper UK.  Under the terms of the partnership, Pepper UK will take...

Many loan borrowers feel misled by advertised rates

New research suggests that personal loan borrowers are often paying double the average APR...

Seconds should be a “bigger niche market”

The second charge mortgage market must keep pushing the education message if it wants to...

The importance of names and dismissing the myths

In the time since MCD, I have made dozens of presentations and been involved...

Y3S opens Manchester office

Cardiff-based specialist mortgage broker Y3S has today opened its first satellite office outside of Wales. ...

Expanding Step One Finance launches broker portal

Step One Finance has unveiled its online broker portal and also made a number...

Fluent unveils exclusive second charge deal

Fluent for Advisers has launched a 90% second charge product with an interest rate...

Profits and originations up at OneSavings Bank

OneSavings Bank (OSB) has reported a rise of 29% in underlying pre-tax profits to...

Nava partners with Target

Nava Finance has appointed Target Group to service its loan platform. Nava secured approval from...

Black Book Finance reaches £1m Castle Trust milestone

Black Book Finance has completed £1 million worth of business with Castle Trust in...

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COMMENT

Stability is not a slowdown; it’s exactly what the bridging market needs

So, according to the recent Bridging & Development Lenders Association (BDLA) figures, bridging completions fell in Q2. Cue the usual hand-wringing. The headlines landed, the...

The rise of the silver pound

UK house prices may have cooled from their peak, but affordability pressures remain acute. Even with recent adjustments to interest rates, rising property values have...

Staggering stamp duty will make it easier for people to move

A proposal to spread stamp duty land tax payments across several years, in an effort to drive growth and boost the housing market, is...

Making Digital Sales Ready properties the norm, not the exception

Digital Sales Ready listings and upfront information have the potential to transform the home buying and selling journey, creating faster, more transparent transactions with...

Supercharging affordability: a broker’s tool for unlocking complex cases

If you could choose a superpower, what would it be? The ability to see the future? To slow down time? To get every case...

Latest news

Generation X faces retirement squeeze with smaller pensions than parents

Generation X risks becoming the first cohort to retire with less financial security than...

Leasehold reforms stall as sector warns of ‘real-world consequences’

The government is under mounting pressure to accelerate leasehold reform as the body representing...

Zoopla warns cost pressures mean housing targets are at risk

The government’s flagship target to deliver 1.5m new homes over the next five years...

UTB cuts bridging loan minimum and lowers regulated rates

United Trust Bank has unveiled a package of bridging loan changes aimed at making...