Loans

Lack of awareness of alternative finance

12% of small and medium sized businesses who were refused bank funding didn’t seek...

SimplyBiz Mortgages unveils unsecured loan offering

SimplyBiz Mortgages has selected existing partner, The Loans Engine, as its preferred provider,...

Funding Circle secures major investment

Funding Circle has raised $65 million in a Series D funding round led by...

APAC Systems launches “ultimate generic application form”

A new cloud based platform has launched which combines the criteria and application questions...

Citizens Advice wants more STL choice

As the Financial Conduct Authority proposes to stop the overall cost of a payday...

FCA proposes significant payday loan caps

The Financial Conduct Authority (FCA) has announced proposals which should mean people using payday...

Payday lender to refund £700k+ to customers

Following a review by the Financial Conduct Authority (FCA), payday lender Dollar has voluntarily...

Financial Services Expo open for registration

Front Events, organisers of Financial Services Expo (FSE) London, have announced that visitor registration...

Norton runs Tour de France prize draw

Any broker submitting a secured loan enquiry to Norton Broker Services during the Tour...

More advisers turning to secured loans since MMR

Y3S Loans has reported a notable increase in interest for its products from mortgage...

Unsecured market “never been so competitive”

MoneySuperMarket has compared the average and best buy rates on unsecured loans over...

Lowest interest payments on debt for over 10 years

Borrowers in the UK are paying less interest on their debt than at any...

Claim dismissed due to illegible credit agreement

A badly written credit agreement has resulted in a claim by a debt collection...

Ads banned over representative APR failings

The Advertising Standards Authority has upheld two complaints against a loans provider. Bury St Edmunds...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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