Loans

UTB to launch professional lending deal

United Trust Bank has appointed Kevin Flowerday to launch a new professional...

Lack of awareness of alternative finance

12% of small and medium sized businesses who were refused bank funding didn’t seek...

SimplyBiz Mortgages unveils unsecured loan offering

SimplyBiz Mortgages has selected existing partner, The Loans Engine, as its preferred provider,...

Funding Circle secures major investment

Funding Circle has raised $65 million in a Series D funding round led by...

APAC Systems launches “ultimate generic application form”

A new cloud based platform has launched which combines the criteria and application questions...

Citizens Advice wants more STL choice

As the Financial Conduct Authority proposes to stop the overall cost of a payday...

FCA proposes significant payday loan caps

The Financial Conduct Authority (FCA) has announced proposals which should mean people using payday...

Payday lender to refund £700k+ to customers

Following a review by the Financial Conduct Authority (FCA), payday lender Dollar has voluntarily...

Financial Services Expo open for registration

Front Events, organisers of Financial Services Expo (FSE) London, have announced that visitor registration...

Norton runs Tour de France prize draw

Any broker submitting a secured loan enquiry to Norton Broker Services during the Tour...

More advisers turning to secured loans since MMR

Y3S Loans has reported a notable increase in interest for its products from mortgage...

Unsecured market “never been so competitive”

MoneySuperMarket has compared the average and best buy rates on unsecured loans over...

Lowest interest payments on debt for over 10 years

Borrowers in the UK are paying less interest on their debt than at any...

Claim dismissed due to illegible credit agreement

A badly written credit agreement has resulted in a claim by a debt collection...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES