Loans

Trio of payday loan ads banned

The Advertising Standards Authority (ASA) has banned three payday loan adverts following a complaint...

Community banks proposed to take on payday lenders

A network of new Community Banks should be created across the country as an...

Dragonfly breaks £1bn barrier

Dragonfly Property Finance says it has now lent over £1bn of lending since its...

Skipton sells HML

Skipton Building Society has announced the sale of Homeloan Management Limited (HML), its mortgage...

Thomas Jefferson joins loan provider

Borro has announced an addition to its management team with the appointment of Thomas...

Majority expect rate rise over next 12 months

Legal & General’s latest Mortgage Mood survey has revealed that 68% of homeowners fear...

Logbook lenders “driving people into debt”

Citizens Advice has raised concerns that people taking out logbook loans are overloaded with...

H1 2014 secured lending up 33% year-on-year

Loans Warehouse has reported that the first half of 2014 saw secured lending volumes...

Helping portfolios grow with property refurbishment loans

The refurbishment lending market has seen a recent boost with property investors and homeowners...

New loan comparison tool to launch

Master broker Promise Solutions is to launch a new comparison system this week that...

UTB to launch professional lending deal

United Trust Bank has appointed Kevin Flowerday to launch a new professional...

Lack of awareness of alternative finance

12% of small and medium sized businesses who were refused bank funding didn’t seek...

SimplyBiz Mortgages unveils unsecured loan offering

SimplyBiz Mortgages has selected existing partner, The Loans Engine, as its preferred provider,...

Funding Circle secures major investment

Funding Circle has raised $65 million in a Series D funding round led by...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Teachers for Intermediaries raises new-build LTV limit to 95%

Teachers for Intermediaries has increased its maximum LTV on new-build houses and flats to...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

Life changes could create new wave of accidental landlords

Changes in personal circumstances rather than investment plans could push more homeowners into the...

Remortgage searches jump 40% as borrowers return after summer

Remortgage activity drove a sharp rise in mortgage searches during September, with Twenty7tec recording...

PROFILES