L&G improves group critical illness proposition

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Legal & General has made a number of updates across its group critical illness cover (CIC) offering.

Changes include the addition of three new conditions and updates to eight existing conditions.

Legal & General’s group CIC allows employers to choose either a core set of illnesses or increase their level of protection by including a set of additional illnesses.

The latest changes bring the number of core conditions covered as standard to 15, with the overall number of conditions that can be covered increasing to 41.

With children’s cover coming as standard for the insured employee, further updates include the addition of six child-only conditions to the insurer’s children’s CIC proposition, with children now being covered from birth.

In addition, Legal & General has also introduced unlimited step changes at each benefit selection date, allowing increased flexibility for Flexible benefits and Voluntary customers.

Colin Fitzgerald, distribution director, group protection, for Legal & General Group Protection, said: “We understand that life can be unpredictable, which is why we have updated our critical illness products to offer advisers and their clients better support, added flexibility and greater confidence that they will be protected during difficult times.

“These improvements will help us to better serve our customers providing them with more choice and a top-quality proposition. Providing better value for customers is central to our proposition and with more innovations in the pipeline this year we look forward to improving our products further to become one of the leading providers of group CIC.”

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