Retirement borrowing

Millions risk retirement finance shortfall due to life expectancy misjudgement

A growing mismatch between public expectations and actuarial reality on life expectancy could leave...

Cost of a ‘moderate’ retirement rises, says PLSA

The cost of a moderate retirement in the UK has risen again, according to...

Air to drive later life evolving needs into fifth gear at Silverstone event

Later life lending platform Air is turning the spotlight on the evolving needs of...

Older borrowers turned away by high street lenders despite secure incomes

Retirees seeking modest mortgages are being turned away by the UK’s biggest banks, according...

The Loughborough ups later-life interest-only LTV to 70%

Loughborough Building Society has increased its maximum loan to value (LTV) to 70% for...

Trust and transparency top list for older homeowners seeking advice

Older homeowners place a premium on trust, transparency and tailored advice when dealing with...

LiveMore unveils hybrid Part & Part mortgage

LiveMore has expanded its range of later life lending products with the launch of...

Unlocking housing wealth in retirement ‘could add £21bn to UK economy by 2040’

More than half of UK households are expected to rely on property wealth to...

Redefining ‘later life lending’ for a fairer financial future

The phrase ‘later life lending’ is becoming increasingly common in financial services but what...

LiveMore makes rate reductions and criteria enhancements across full later life lending ranges

LiveMore has made pricing and criteria changes across its Standard, Retirement Interest Only (RIO)...

Virgin Money and Clydesdale Bank align lending into retirement policies

Virgin Money and Clydesdale Bank have been working to align their policies for lending...

Loughborough BS adds ‘savings boost’ to later life lending offering

Loughborough Building Society has made a criteria change to its lending in retirement proposition...

LiveMore lowers minimum equity on over-50s’ mortgages

LiveMore has lowered the amount of equity required for its standard interest-only mortgages by...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

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Richard Pike: Day two from the Global ABS Conference in Barcelona

We’re just coming to an end of day two at the Global ABS conference. Funding is widely available and funders are willing to do...

Service isn’t just a ‘nice-to-have’ – it is the product

Have you ever had a decent meal in a restaurant ruined by slow service and rude staff? This happened to me recently and I...

Planning your exit: why retirement conversations can’t wait

The prospect of retirement can feel very distant for many advisers. With the ongoing demands of clients, regulatory responsibilities and day-to-day pressures of running...

Growth Guarantee Scheme offers crucial support to business borrowers

Following the first anniversary of the Growth Guarantee Scheme (GGS), it’s worth reflecting both on what a useful tool it can be in the...

How a great BDM unlocks the value of conveyancing advice

There was a time in the mortgage market when the value of a business development manager (BDM) was taken as read. They were the...

Latest news

The Suffolk unveils 90% LTV deal for first-time buyers

Suffolk Building Society has cut rates across its interest only residential range by up...

Assetz Capital appoints new relationship director for London and South West

Assetz Capital has appointed Callum Ferguson as relationship director to drive growth across London...

Arc & Co. arranges £17m refinance on South London warehouse

Specialist real estate advisory firm Arc & Co. has arranged a £16.7m loan for...

Reeves unveils bold Spending Review with largest social housing investment in half a century

Chancellor Rachel Reeves today delivered her first Spending Review to Parliament, setting out long-term...